The information contained on this website is based on sources we believe reliable, but we do not guarantee its accuracy. The information contained on this website provides only a general overview of subjects covered, is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Insureds should consult their insurance and legal advisors regarding specific coverage issues. All insurance coverage is subject to the terms, conditions, and exclusions of the applicable individual policies. Marsh cannot provide any assurance that insurance can be obtained for any particular client or for any particular risk.

Statements concerning tax, accounting, and legal matters should be understood to be general observations based solely on our experience as insurance brokers and risk consultants and should not be relied upon as tax, accounting, or legal advice, which we are not authorized to provide. All such matters should be reviewed with your own qualified tax, accounting, and legal advisors. Depending upon an organization’s facts and circumstances, certain tax or accounting benefits may be associated with this product. Organizations should consult with their tax, accounting, and legal advisors to determine whether such benefits would be applicable.

This website or any portion of the information it contains may not be copied or reproduced in any form without the permission of Marsh Inc., except that clients of any of MMC companies – including Marsh, Kroll, Guy Carpenter, Mercer, and Oliver Wyman – need not obtain such permission when using this website for their internal purposes so long as this page is included with all such copies or reproductions.
Marsh is part of the family of MMC companies, including Kroll, Guy Carpenter, Mercer, and the Oliver Wyman Group (including Lippincott and NERA Economic Consulting).